Hello Baby Bear - Z Fold Card

The colour scheme uses Dapper Denim - ink, cardstock, paper from the In-Colour Designer Series Paper Stack and ribbon.
The decorative element in the right hand corner was made by punching a 1" circle from a scrap of Whisper White cardstock, sponging the edges with Dapper Denim, stapling a punched heart to the front and ribbon to the rear before adhering with a glue dot.
The sentiments and bear were stamped on Whisper White.
I found Dapper Denim to be a little dark, so I 'stamped off' once before stamping  the first layer, twice for the second and so on, progressing from dark to light.